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Putting Lady Gaga on the Super Bowl’s roof could cost over $100,000 to insure

Lady Gaga performing on the stage at Radio City Music Hall.

Lady Gaga just wants to dance, but might previous bad romances with insurance providers prove her downfall?

Gaga, who will headline the Super Bowl halftime show on Feb. 5, reportedly intends to perform on the top of the dome that covers the NRG Stadium in Houston. According to the New York Post, event organizers are trying to figure out how to get her up there safely, while also having heart palpitations about what insuring her stunt might cost. (Gaga’s representative didn’t respond to a request for comment, but the 30-year-old entertainer has teased fans with Instagram posts that show her preparing for the show from a tented dance floor in her backyard.)

Most of the insurance companies would probably say “no way” to covering such a stunt, says Tim Gaspar, owner of Los Angeles-based insurance agency Gaspar Insurance Services. “Insurance companies are not in the business of taking risks, though it seems like they are.”

The upside for daring policy providers is the higher premium they can charge. Gaspar estimates that Gaga’s daredevil impersonation would likely run the show’s producers between $100,000 and $200,000 in insurance fees. Even then, the least risk-averse insurers still won’t cover Gaga if she decides to just get onto a helicopter and jump onto the stadium’s fabric roof.

If Gaga hasn’t decided how exactly the event would be carried out, that would also pose a challenge to insurers. “We usually get information about the show long in advance so we can work with creative,” says Susan McGuirl, head of the North America entertainment division at insurer Allianz Global Corporate and Specialty, noting that everyone from weather forecasters to local health and safety authorities “interact to ensure anything like this goes off appropriately.”

Gaga’s audacious move to reportedly sing from the rooftops would be a break from last year’s half-time show, when headliners Coldplay were panned for being too tame. And while Beyoncé’s “Black Lives Matter”-inspired cameo grabbed headlines, it was seen as too political for one of the few mass-televised events left.

One of the problems with Gaga’s potential stunt is that there’s little actuarial history of what happens when an entertainer of Gaga’s repute performs on a rooftop. Gaspar estimates that an insurer for a less risky Super Bowl Halftime show would likely charge about $40,000 for the approximately 30-minute event, with feet-firmly-on-ground headliners costing $12,000 for $1 million in liability. The biggest concerns for insurers are usually cancellations due to the weather or workers’ compensation, all of which insurers have plenty of data on and can price into their policies.

In-air performances and coverage of esoteric items like celebrity body parts are an entirely different story. Only so-called surplus line insurance providers, which operate out-of-state and whose fees aren’t capped by local regulations, are likely to offer such policies. A syndicate of Lloyd’s of London, the insurance marketplace that is known for covering celebrities’ body parts, is a likely candidate to offer a quote for such a policy, industry insiders say. Allianz, which has covered the Super Bowl halftime show in the past, is also a big player. (Lloyd’s wasn’t available for comment.)

Gaspar, whose company insures events, says that daring agencies will require Gaga to follow the same safety regulations that apply to laborers working on skyscrapers. “They will require her to be in a harness and bolted to a structure 100% of the time,” he says. “And they will want to know who made the harness and what it’s bolted to.”

The NFL told Forbes last year that it doesn’t pay acts to perform, but only covers production expenses. It’s unclear if that includes insurance.

Of course, Gaga’s history with other insurers could make it harder for her to gain coverage. In 2010, Navigators Specialty Insurance Co. refused to pay out on Gaga’s $3 million policy when she was involved in a $30 million legal dispute with her pre-fame producer.

Ultimately, insurance companies like covering people with “no history of insurance claims that stay under the radar,” says Gaspar. “”Her history could make a challenging situation a bit more challenging.”

 

 

 

 

 

Via: Putting Lady Gaga on the Super Bowl’s roof could cost over $100,000 to insure

This Instagram Is Further Proof That Your Body Is Perfect As Is 

If it wasn’t already clear that everything we see Instagram is a lie, then let fitness blogger Sara Puhto remind you.

The Finnish Instagrammer with over 65,000 followers posted a photo last week that proves those chiseled, model bodies you see on your feed aren’t always real. They’re simply the result of angles, proper lighting, and serious flexing.

In a side-by-side photo, Puhto shows how she looks just existing and how she looks posing ― something you’ve undoubtedly seen a thousand times over and thought, “Damn, I wish I could look like that.” Her goal is to show fans that bodies can look drastically different in just a moment.

Her caption reads that it’s “not a transformation photo” and that the photos were indeed taken “a few seconds apart.”

”The photo on the left is what I look like relaxed and not posing, basically how I look 99% of the time in a bikini! And the one on the right is how I look in good lighting, flexed and posing,” she writes.

“I wanted to share this because I know how it feels to go through Instagram and see photos of people looking amazing on the beach—which are usually planned and not candid, that’s why they look so good.”

She goes on to remind fans to not get so wrapped up in how they look and to “love the body you have in all its forms.”

This photo comes after Puhto’s posting a few months ago regarding “booty pop” photos and how easy it is to fake it.

Keep up the body positivity posts, Sara, you’re an inspiration to us all.

 

 

 

 

Via: This Instagram Is Further Proof That Your Body Is Perfect As Is

This Instagram Account Is Here to Free the Nipple — Once and For All

Image Source: GenelLynne PhotographyIt’s 2017, and the Free the Nipple Campaign is alive and well, with one genius social media account at the helm of the fight. Instagram user Genderless_Nipples is unabashedly tackling the photo-sharing app’s unfair nudity policy, and it’s backing down for no one.

The entire Instagram page is dedicated to anonymous close-up photos of nipples — so close-up that viewers are unable to tell if they belong to a man or woman. The bio proudly states, “Men are allowed to show their nipples, women’s get banned. Support ALL genders! Let’s change this policy!”

This is totally challenging Instagram’s community guidelines, which notoriously prohibit photos including female nipples, flagging them for indecency and promptly having them removed. Meanwhile, photos that involve male nipples, which are pretty darn similar to those of women, are A-OK. Biggest. Double Standard. Ever.

Genderless_Nipples points out this blatant similarity between male and female nips, stating that even Instagram’s algorithm can’t differentiate them. The account holders posted the photo below when the app deleted a photo of a man’s nipples mistakenly thinking they belonged to a lady. The caption reads: “Instagram, you can’t even tell the difference between male and female nipples; who could!? So why even bother banning female nipples if they can be so similar?”

The account already has more than 36,000 followers who show their support in the fight for gender equality and the acceptance of nudity on social media. Want to join the movement? Here’s how to get involved and submit your own photo to keep the protest alive.

 

 

 

 

 

 

Via: Genderless Nipples Instagram Account 

This 7-Year-Old’s Impersonation Of Taylor Swift Is So Accurate It’s Creepy

Taylor Swift has a doppelgänger, and she’s killing us with cuteness.

Over the weekend, 7-year-old actress Xia Vigor appeared on the Philippine TV show “Your Face Sounds Familiar Kids.” The series is a singing and impersonation competition in which kids perform as their idols.

Participants delivered incredible performances as Lady Gaga, Adam Levine, Alicia Keys and more, but Vigor’s performance of Taylor Swift’s classic “You Belong With Me” was eerily spot-on.

The British-Filipina Vigor, originally from Exeter, Devon, in the U.K., completely slayed as TSwift. Allow us to break down the many Swift-isms Vigor nails in her performance:

First of all, she’s got the Taylor Swift shock-face down.

She can work a Taylor Swift hair flip with the best of ‘em.

She knows Swift loves to sparkle.

And she’s a master of the wink-and-wave, patented by TSwift on “Saturday Night Live” in 2009.

Even Perez Hilton was impressed.

Vigor’s viral turn as Swift is not her first brush with impersonator fame. She won the child talent competition “Mini Me” with her performance of Selena Gomez’s “Love You Like A Love Song” when she was 5 years old.

Who will Vigor impersonate next? We can’t wait to find out.

 

 

 

 

 

 

Via: This 7-Year-Old’s Impersonation Of Taylor Swift Is So Accurate It’s Creepy