Putting Lady Gaga on the Super Bowl’s roof could cost over $100,000 to insure

Lady Gaga performing on the stage at Radio City Music Hall.

Lady Gaga just wants to dance, but might previous bad romances with insurance providers prove her downfall?

Gaga, who will headline the Super Bowl halftime show on Feb. 5, reportedly intends to perform on the top of the dome that covers the NRG Stadium in Houston. According to the New York Post, event organizers are trying to figure out how to get her up there safely, while also having heart palpitations about what insuring her stunt might cost. (Gaga’s representative didn’t respond to a request for comment, but the 30-year-old entertainer has teased fans with Instagram posts that show her preparing for the show from a tented dance floor in her backyard.)

Most of the insurance companies would probably say “no way” to covering such a stunt, says Tim Gaspar, owner of Los Angeles-based insurance agency Gaspar Insurance Services. “Insurance companies are not in the business of taking risks, though it seems like they are.”

The upside for daring policy providers is the higher premium they can charge. Gaspar estimates that Gaga’s daredevil impersonation would likely run the show’s producers between $100,000 and $200,000 in insurance fees. Even then, the least risk-averse insurers still won’t cover Gaga if she decides to just get onto a helicopter and jump onto the stadium’s fabric roof.

If Gaga hasn’t decided how exactly the event would be carried out, that would also pose a challenge to insurers. “We usually get information about the show long in advance so we can work with creative,” says Susan McGuirl, head of the North America entertainment division at insurer Allianz Global Corporate and Specialty, noting that everyone from weather forecasters to local health and safety authorities “interact to ensure anything like this goes off appropriately.”

Gaga’s audacious move to reportedly sing from the rooftops would be a break from last year’s half-time show, when headliners Coldplay were panned for being too tame. And while Beyoncé’s “Black Lives Matter”-inspired cameo grabbed headlines, it was seen as too political for one of the few mass-televised events left.

One of the problems with Gaga’s potential stunt is that there’s little actuarial history of what happens when an entertainer of Gaga’s repute performs on a rooftop. Gaspar estimates that an insurer for a less risky Super Bowl Halftime show would likely charge about $40,000 for the approximately 30-minute event, with feet-firmly-on-ground headliners costing $12,000 for $1 million in liability. The biggest concerns for insurers are usually cancellations due to the weather or workers’ compensation, all of which insurers have plenty of data on and can price into their policies.

In-air performances and coverage of esoteric items like celebrity body parts are an entirely different story. Only so-called surplus line insurance providers, which operate out-of-state and whose fees aren’t capped by local regulations, are likely to offer such policies. A syndicate of Lloyd’s of London, the insurance marketplace that is known for covering celebrities’ body parts, is a likely candidate to offer a quote for such a policy, industry insiders say. Allianz, which has covered the Super Bowl halftime show in the past, is also a big player. (Lloyd’s wasn’t available for comment.)

Gaspar, whose company insures events, says that daring agencies will require Gaga to follow the same safety regulations that apply to laborers working on skyscrapers. “They will require her to be in a harness and bolted to a structure 100% of the time,” he says. “And they will want to know who made the harness and what it’s bolted to.”

The NFL told Forbes last year that it doesn’t pay acts to perform, but only covers production expenses. It’s unclear if that includes insurance.

Of course, Gaga’s history with other insurers could make it harder for her to gain coverage. In 2010, Navigators Specialty Insurance Co. refused to pay out on Gaga’s $3 million policy when she was involved in a $30 million legal dispute with her pre-fame producer.

Ultimately, insurance companies like covering people with “no history of insurance claims that stay under the radar,” says Gaspar. “”Her history could make a challenging situation a bit more challenging.”






Via: Putting Lady Gaga on the Super Bowl’s roof could cost over $100,000 to insure

Talking To A Therapist Can Literally Rewire Your Brain 


If you can change the way you think, you can change your brain.

That’s the conclusion of a new study, which finds that challenging unhealthy thought patterns with the help of a therapist can lead to measurable changes in brain activity.

In the study, psychiatrists at King’s College London show that Cognitive Behavioral Therapy strengthens certain healthy brain connections in patients with psychosis. This heightened connectivity was associated with long-term reductions in psychotic symptoms and recovery eight years later, according to the findings, which were published online Tuesday in the journal Translational Psychiatry.

“Over six months of therapy, we found that connections between certain key brain regions became stronger,” Dr. Liam Mason, a psychiatrist at King’s College and the study’s lead author, told The Huffington Post in an email. “What we are really excited about here is that these stronger connections lead to long-term improvements in people’s symptoms and overall recovery across the eight years that we followed them up.”

Cognitive Behavioral Therapy, or CBT is a psychotherapy technique that was developed in the ‘70s and is commonly practiced today. CBT targets depression, anxiety and other mental illnesses by helping patients to identify dysfunctional thought patterns and beliefs, and ultimately to replace them with healthy ones.

In the case of schizophrenia and psychosis, CBT can help patients reframe their thinking around unusual perceptions or paranoid thoughts ― for instance, the belief that others are out to get them.

“CBT helps people learn new ways of thinking about and responding to their difficulties,” Mason said. “What we think makes it effective is that people can take the tools they have learned and practiced in therapy, and then continue to use them long after the therapy has ended.”

Rewriting Beliefs, Rewiring The Brain

In rewriting their deeply-ingrained thought patterns, it seems that patients also quite literally rewire their brains.

In a previous study, Mason and his team showed in a previous study that psychosis patients who received CBT had stronger connections between brain regions involved in accurate processing of social threats. The new findings reveal that these changes are enduring, and they may be critical to long-term recovery.

In the original study, patients with psychosis underwent brain imaging both before and after three months of CBT. The patients’ brains were scanned while they looked at images of faces expressing different emotions. After undergoing CBT, the patients showed marked increases in brain activity. Specifically, the brain scans showed heightened connections between the amygdala, the brain region involved in fear and threat processing, and the prefrontal cortex, which is responsible for reasoning and thinking rationally ― suggesting that the patients had an improved ability to accurately perceive social threats.

“We think that this change may be important in allowing people to consciously re-think immediate emotional reactions,” Mason said.

For their new research, Mason and his colleagues followed 15 of the original study participants, tracking their health over the course of eight years using medical records. At the end of the eight years, the participants also answered questions about their overall recovery and well-being.

The researchers found that heightened connectivity between the amygdala and prefrontal cortex was associated with long-term recovery from psychosis. The exciting finding marks the first time scientists have been able to demonstrate that brain changes resulting from psychotherapy may be responsible for long-term recovery from mental illness.

Overcoming Psychiatry’s “Brain Bias”

There’s a good chance that similar brain changes also occur in CBT patients being treated for anxiety and depression, Mason said.

“There is research showing that some of the same connections may also be strengthened by CBT for anxiety disorders,” he explained.

The findings challenge the “brain bias” in psychiatry, an institutional focus on physical brain differences over psychological factors in mental illness. Thanks to this common bias, many psychiatrists are prone to recommending medication to their clients rather than psychological treatments such as CBT.

“Psychological therapy can lead to changes in the mechanics of the brain,” Mason said. “This is especially important for conditions like psychosis which have traditionally been viewed as ‘brain diseases’ that require medication or even surgery.”

“This research challenges the notion that the existence of physical brain differences in mental health disorders somehow makes psychological factors or treatments less important,” Mason added in a statement.



Via: Talking To A Therapist Can Literally Rewire Your Brain 

This Instagram Is Further Proof That Your Body Is Perfect As Is 

If it wasn’t already clear that everything we see Instagram is a lie, then let fitness blogger Sara Puhto remind you.

The Finnish Instagrammer with over 65,000 followers posted a photo last week that proves those chiseled, model bodies you see on your feed aren’t always real. They’re simply the result of angles, proper lighting, and serious flexing.

In a side-by-side photo, Puhto shows how she looks just existing and how she looks posing ― something you’ve undoubtedly seen a thousand times over and thought, “Damn, I wish I could look like that.” Her goal is to show fans that bodies can look drastically different in just a moment.

Her caption reads that it’s “not a transformation photo” and that the photos were indeed taken “a few seconds apart.”

”The photo on the left is what I look like relaxed and not posing, basically how I look 99% of the time in a bikini! And the one on the right is how I look in good lighting, flexed and posing,” she writes.

“I wanted to share this because I know how it feels to go through Instagram and see photos of people looking amazing on the beach—which are usually planned and not candid, that’s why they look so good.”

She goes on to remind fans to not get so wrapped up in how they look and to “love the body you have in all its forms.”

This photo comes after Puhto’s posting a few months ago regarding “booty pop” photos and how easy it is to fake it.

Keep up the body positivity posts, Sara, you’re an inspiration to us all.





Via: This Instagram Is Further Proof That Your Body Is Perfect As Is

This Instagram Account Is Here to Free the Nipple — Once and For All

Image Source: GenelLynne PhotographyIt’s 2017, and the Free the Nipple Campaign is alive and well, with one genius social media account at the helm of the fight. Instagram user Genderless_Nipples is unabashedly tackling the photo-sharing app’s unfair nudity policy, and it’s backing down for no one.

The entire Instagram page is dedicated to anonymous close-up photos of nipples — so close-up that viewers are unable to tell if they belong to a man or woman. The bio proudly states, “Men are allowed to show their nipples, women’s get banned. Support ALL genders! Let’s change this policy!”

This is totally challenging Instagram’s community guidelines, which notoriously prohibit photos including female nipples, flagging them for indecency and promptly having them removed. Meanwhile, photos that involve male nipples, which are pretty darn similar to those of women, are A-OK. Biggest. Double Standard. Ever.

Genderless_Nipples points out this blatant similarity between male and female nips, stating that even Instagram’s algorithm can’t differentiate them. The account holders posted the photo below when the app deleted a photo of a man’s nipples mistakenly thinking they belonged to a lady. The caption reads: “Instagram, you can’t even tell the difference between male and female nipples; who could!? So why even bother banning female nipples if they can be so similar?”

The account already has more than 36,000 followers who show their support in the fight for gender equality and the acceptance of nudity on social media. Want to join the movement? Here’s how to get involved and submit your own photo to keep the protest alive.







Via: Genderless Nipples Instagram Account 

Iris Law Style, Jude Law’s Daughter Is Fashion’s Next It Girl

Image Source: Burberry
There’s a reason 16-year-old Iris Law’s Instagram feed looks so artsy. Sure, there are designer pieces to thank — including Gucci espadrilles and Louis Vuitton pajamas — but Iris is also building her photography portfolio. The budding supermodel, who’s daughter to actor Jude Law and designer Sadie Frost, has been shooting campaigns and covering magazines like it’s NBD.

In fact, Iris was just announced as the new face for Burberry Beauty’s Liquid Lip Velvet campaign. Shot in London by Angelo Pennetta, Iris looks fresh faced with just a pop of red lip. The model even revealed a fashion tidbit about her style, saying, “I don’t usually wear jeans, but when I wore a pair of Burberry black jeans, I ended up actually liking the fit of them.” As for her current live-in item? She noted it was a bomber jacket.

There’s more in store for this future model, who once told Teen Vogue, her future plans involve starting a magazine and scoring even bigger editorials. Read on to see a few different snaps of Iris defining her own signature style, which is undeniably carefree, but a little bit funky too.






Via: Iris Law Style

This 7-Year-Old’s Impersonation Of Taylor Swift Is So Accurate It’s Creepy

Taylor Swift has a doppelgänger, and she’s killing us with cuteness.

Over the weekend, 7-year-old actress Xia Vigor appeared on the Philippine TV show “Your Face Sounds Familiar Kids.” The series is a singing and impersonation competition in which kids perform as their idols.

Participants delivered incredible performances as Lady Gaga, Adam Levine, Alicia Keys and more, but Vigor’s performance of Taylor Swift’s classic “You Belong With Me” was eerily spot-on.

The British-Filipina Vigor, originally from Exeter, Devon, in the U.K., completely slayed as TSwift. Allow us to break down the many Swift-isms Vigor nails in her performance:

First of all, she’s got the Taylor Swift shock-face down.

She can work a Taylor Swift hair flip with the best of ‘em.

She knows Swift loves to sparkle.

And she’s a master of the wink-and-wave, patented by TSwift on “Saturday Night Live” in 2009.

Even Perez Hilton was impressed.

Vigor’s viral turn as Swift is not her first brush with impersonator fame. She won the child talent competition “Mini Me” with her performance of Selena Gomez’s “Love You Like A Love Song” when she was 5 years old.

Who will Vigor impersonate next? We can’t wait to find out.







Via: This 7-Year-Old’s Impersonation Of Taylor Swift Is So Accurate It’s Creepy

How to Look Better in Your Clothes 

We’re walking down the street in a crisp ivory skirt and luxe cream sweater — a foolproof Winter white combination anyone would be proud to show off. Only, our skirt is totally see-through, and the lace finish on our panties is completely visible. And wait, did we forget to tie a perfect bow in our lace-up heels? That’s our worst fashion nightmare. But these aren’t the only faux pas we’re afraid of. In fact, there are plenty of common mistakes we’ve seen, and probably some we’ve been guilty of, all of which don’t exactly scream “pulled together.”Now, we’re putting a stop to all that. We’re mapping out the most common mistakes and breaking down the solutions so your look is always on point. Some of it may seem elementary — like finding the right underwear — but it’s no less important for crafting a look that says “I’m totally confident (without even trying!)” Read up on these quick tips, and you’ll be the flyest girl on the street in no time.






Via: How to Look Better in Your Clothes 

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